2. Deeds of Trust - or How to Confuse the Court.
My original Deed of Trust is pictured below. Note that the "Lender" is supposed to be MortgageIT and that this is said to be a Fannie Mae and Freddie Mac transaction. I didn't have a suspicion that anything was wrong until almost three (3) years later when I visited the websites of Fannie Mae and Freddie Mac only to receive the following notices. Apparently they knew nothing of the existence of my loan!
Let the Fraud Begin...
After being denied a Loan Modification because: (1) My payments were current; (2) because ONE WEST BANK said they "didn't own the loan" and we are not the Real Party in Interest, I was left with no choice but to stop paying the company that admitted they didn't own my loan, and to file for the protection of the Bankruptcy Court. For six months, ONE WEST BANK failed to make an appearance or file any paperwork. The case was discharged but this "debt" remained open. Three weeks AFTER the case was discharged, ONE WEST BANK filed a Motion to LIft the protective Automatic Stay.
The first document below on the left is a copy of the "Assignment of Deed of Trust" they filed as an exhibit to their motion.
The first document below on the left is a copy of the "Assignment of Deed of Trust" they filed as an exhibit to their motion.